Insight Hub

What impact will an interest rate rise have on young homebuyers’ mortgage bills?

Recent official figures have revealed that homebuyers are being lent more money by banks than at any time since the global financial crisis a decade ago, with many of the borrowers being young people for whom stepping onto the property ladder is barely affordable. As such, billions of pounds of debt which may prove unsafe...

Read more

Too late to start saving?

Not beginning to save towards your retirement until you reach your fifties would not so long ago have been considered leaving matters far too late to put anything meaningful away for your life after work. Previous generations saw building a pension as something to do over an entire career, with contributions throughout your working life...

Read more

The UK drops in the buy-to-let rankings

The UK has fallen ten places in the rankings of Europe’s best countries for property investment. The list is created by payments firm,WorldFirst, which ranks the average available yields on buy-to-let investments measured by rent as a percentage of property value. The recent tax changes for buy-to-let investors have seen average yields in Britain fall...

Read more

Spotlight on… Vicky Lewtas

Describe a typical day at Entire FS. I get in early, usually before 8am. Catch up on emails and check in with the support team. Then it’s down to client work, preparing for meetings, research and speaking to clients. Meeting clients, being influential in their biggest investment, sharing my knowledge is the part of the...

Read more

£94bn lost by holding money as cash

A new report has revealed that the UK’s working adult population has missed out on a staggering £94 billion over the past five years through failing to invest in the stock market and holding their money in savings accounts. The figure comes from public policy think tank, The Social Market Foundation, which has also found...

Read more

The upsides and downsides of downsizing

If your family has grown up and flown the nest and you’re moving closer to retiring, it’s likely that you’ve at least thought about downsizing your home. For some it can be for practical reasons, for others it might be a desire to be closer to their children if they’ve relocated, for others still it...

Read more

Do you know how much your pension pot is worth?

Recent research from Royal London has found that around five million people in the UK have ‘forgotten’ pension pots from final salary schemes of former employers. What’s more, many of these deferred members of defined benefit funds don’t know how much a lump sum payout of this accumulated pension would be worth, thanks to a...

Read more

Spotlight On… Jeff Lewtas

Hi Jeff, let’s start with work; what does a ‘normal’ day constitute for you? I get involved in a wide range of things that are all part and parcel of running a business. My main role still involves acting as an adviser to my many long-standing clients – and that’s the part of my job...

Read more

Will interest rates ever rise?

The deputy governor of the Bank of England has stated that the bank should not be tempted to increase interest rates due to “imponderables” within the UK economy. The comments from Ben Broadbent, an ally of the governor of the Bank of England, Mark Carney, and a member of the Monetary Policy Committee (MPC), were...

Read more

People who get financial advice are £40k better off

A recent study has revealed that people who seek the advice from an independent financial adviser (IFA) are on average £40,000 better off than those who don’t do this. The research has come from leading think-tank the International Longevity Centre, who have stated that both the ‘affluent’ group – wealthier people more likely to own...

Read more
 

COVID-19: Still here. Still working. Still securing your future.

The Entire FS team are hard at work even though we aren't in the office. Through the use of technology, we are able to continue being here for our clients. If you have questions, please get in touch on 0161 711 0999.