Insight Hub

The Entire FS Story and where we’re heading.

Jeff Lewtas and Glyn Bottomley had been working alongside each other since 2011, Jeff as a pensions and investments specialist and Glyn as a mortgage adviser when, in 2014, they decided to join forces to offer a complete financial planning service … and Entire FS was created. In the early days, it was just Jeff...

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10 common misconceptions of Equity Release

Equity release schemes are a popular way for homeowners over the age of 55 to borrow money. Unfortunately, unregulated lending and products that were prevalent in the 80s and 90s have given all forms of equity release a bad reputation and led to many misunderstandings about how equity release schemes may affect individuals. But the...

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Equity Release: Frequently Asked Questions (FAQs)

For many beginning their equity release journey, questions crop up along the way. To better help you make a decision about whether equity release that is right for you, we have gathered the most frequently asked questions that we come across and provided the answers you are looking for! What is equity release? Equity release...

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What’s the difference between selling my house and equity release?

As you begin looking for financial solutions, you may find yourself feeling unclear about how to make the most of your assets. When you consider what your home can do for you in particular, uncertainty frequently comes down to understanding the difference between selling your home and equity release products. The differences between those two...

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How to avoid going stir-crazy during the coronavirus lockdown

The effects of the government enforced isolation period will be felt across the whole nation. It’s going to be difficult for all of us to spend three weeks (at a minimum!) without leaving home except for essential travel and one form of daily exercise. We’re going to have to adapt and find new things to...

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Covid-19: Help for businesses, employees and the self-employed

With the pace of the Covid-19 pandemic accelerating in the UK, new Chancellor Rishi Sunak has introduced a raft of measures designed to help businesses, their employees and the self-employed. Many of our clients have asked if we could summarise these measures in one simple document, and what follows is our attempt to do just...

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Coronavirus – and the markets’ volatility

With billions being wiped off the stock market due to the coronavirus outbreak, it’s hard for investors not to panic. Markets are extremely volatile, despite measures taken by central banks around the world, including the Bank of England, to try and reduce the impact of the pandemic.    There are, however, a few key principles...

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Another nail in the coffin for active investing – Neil Woodford makes the headlines

If you read the financial press, this is big news. ‘Star fund manager’, Neil Woodford, stopped investors withdrawing money out of his Woodford Equity Income Fund on 4th June, after the sum total of investment withdrawn from the fund reached a staggering £560m in less than four weeks. Kent County Council wanted to withdraw a...

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3 tips to ensuring equity release doesn’t endanger your financial legacy

Many people are lucky enough to own a house that has risen substantially in value over the years. Such people often find themselves incredibly asset rich, insofar as they have a lot of money tied up in their property. The problem is that selling their beloved home might not be a feasible option. For people...

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Is now the right time for protection insurance?

Life’s complicated enough when you’re fit, well and have a steady income coming in. No one needs the added financial, practical and emotional problems that a death or critical illness can bring. But sometimes, without warning, these things happen. Protection insurance can’t stop death or a critical illness, but it can make dealing with the...

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Use it or lose it – have you used your ISA allowance

You can save or invest up to £20,000 a year tax free, using a stocks and shares ISA, a cash ISA, or a combination of the two. However, this £20,000 allowance runs until 5 April 2019, so you need to be fast about it if you haven’t already started saving. Any allowance you fail to...

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COVID-19: Still here. Still working. Still securing your future.

The Entire FS team are hard at work even though we aren't in the office. Through the use of technology, we are able to continue being here for our clients. If you have questions, please get in touch on 0161 711 0999.