Jeff Lewtas and Glyn Bottomley had been working alongside each other since 2011, Jeff as a pensions and investments specialist and Glyn as a mortgage adviser when, in 2014, they decided to join forces to offer a complete financial planning service … and Entire FS was created.
In the early days, it was just Jeff plus an administrator on the pensions and investments side while Glyn had a team of four on the mortgage part of the business. This original team has grown since and now we have pensions and investments specialists, mortgage and protection advisers and a support team to ensure everything runs smoothly.
We moved to our premises in central Altrincham, the Warrant House, which was the old police station. It is a wonderful mix of traditional architecture and modern decor and suits our requirements perfectly. With its proximity to the motorway network and good public transport links, it also makes an excellent base for clients to meet our advisers.
What we offer
Our aim is to look after people financially throughout their whole life through our range of services, whatever stage they are at. With our combined skills and expertise, we look at your lifestyle and ensure the overall ‘package’ meets your specific requirements, whether you need advice for a mortgage, a pension, investments, a trust, a Will or business protection. Rather than think about any of these in isolation, we will help you look at your finances as a whole and consider how it will work best for you. This is financial planning in its entirety!
The pension scene has changed tremendously in the last five years. It’s now no longer about advising people what annuity to take but exploring how to make the most of the opportunities available under the pension freedoms. If you are at the accumulation phase, we will help you focus on building your savings tax-efficiently to maximise growth, whereas if you’re at the decumulation phase, when you’ve actually retired, we can propose solutions to convert your pensions and investments into retirement income.
On the mortgage side, we offer a complete service and take pride in the fact that we are involved in your house purchase from start to finish, right through to the point where you get the keys to your house. We project manage the whole process, dealing with the lenders, underwriters, surveyors, estate agents and solicitors throughout.
We are experts at helping all potential mortgage clients, we have built up particular expertise in arranging loans for ‘complex’ cases such as business owners, freelancers and larger mortgage loans. You could say, we specialise in the ‘not-so-straightforward’ mortgage, working proactively to get people into their new home with the minimum of fuss.
What sets us apart
We’re a young team who combine good old-fashioned business values with a modern approach and work with the very latest technology and systems. We have invested heavily in our own bespoke customised back office system, which has enabled us to improve our proposition with great efficiency.
This is combined, however, with a fundamental belief that our people are key to what we offer. Our whole team has the desire to work together to solve problems and help clients with any queries at all.
What does the future hold?
Up to this point, we’ve grown completely through word of mouth and recommendations and our reputation is growing. We want to continue looking after our existing clients by providing a great experience over a wide range of services and we would like to extend this offering to any new clients, who would benefit from our style of approach too.
If you feel any of your friends, family or colleagues would like to find out more about the Entire FS service, do share ‘our story’ with them and ask them to get in touch.