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Entire FS is a leading independent financial planning company based in Altrincham, Cheshire

Our team of wealth management and mortgage professionals are dedicated to providing the best possible advice to clients in a friendly and efficient manner.

We aim to be an IFA that blends good old-fashioned business values with a modern approach and work with the very latest technology and systems.

Located in the town’s former police station, our offices are replete with fine period details and provide a calm and secure environment in which to plan our clients’ financial futures.

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What our clients say

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Meet the team

“Not surprisingly, with Entire FS you experience customer service with no half-measures.”

Our aim is to provide the most complete financial and wealth management services available. And that means having a team of people who focus on clients’ needs above all else and make customer service their number one priority.

We can only hope to achieve this by both emphasising teamwork and clear communication within the company. But at the same time, we encourage individuals to flourish, to take personal responsibility and to improve their skills and qualifications.

We expect our people to be trustworthy, honest, open and to avoid jargon. We believe in building solid networks of relationships between clients, business partners and last but not least our own staff. So now it’s time to meet the entire Entire FS team, in their entirety.

Glyn Bottomley


Glyn is the director of Entire FS with lead responsibility for the firm’s bespoke mortgage and equity release service.

As a holder of both the Certificate in Mortgage Advice and Practice (CeMAP) and the Certificate in Regulated Equity Release (CeRER) he has all the significant qualifications required to advise on these important matters.

Glyn started his professional career as a non-specialist adviser at RBS and then, after three years, joined one of the largest mortgage advisers in the country.

Two years later, in 2009, he set up his own mortgage consultancy building the team of experts that now delivers Entire FS’s mortgage and equity release service.

Away from his desk, Glyn enjoys playing guitar, spending time with friends, regularly exploring new places, eating out and drinking real ale, especially in Wales.

Jeff Lewtas


One of the directors of Entire FS, Jeff takes the lead in the area of wealth management and financial planning and is qualified as FPC 1,2,3, CEMAP and AFPC.

With over 35 years in the financial services industry, running his own company as an Independent Financial Adviser since 2003, there are few situations Jeff hasn’t previously encountered in his career.

A keen sportsman, both as spectator and competitor, Jeff has taken part in many endurance events including marathons, triathlons, Ironman and various long distance cycle events.

In 2012, he cycled the 287 miles from London To Paris in 18 hours, 30 minutes, and in 2013 completed Lands End to John O’Groats – 950 miles – in 6 days, which basically means, with Jeff doing your financial planning, you know he’s in it for the long haul.

John Fisher

Operations Manager

John has worked in the financial services industry since 2004. First employed as a mortgage underwriter, he moved into the pensions industry for six years before moving back into mortgages in 2015. This combined experience allows him to perform the role of our Operations Manager in the business where he oversees the Mortgage and Wealth Management areas.

He is married with 3 children, and lives in the local area. John likes nothing better than family time, whether it be staying indoors and hibernating in the winter, or getting out and enjoying life with holidays and weekends away during the rest of the year.

John is an early riser – he owns a whippet called Rodney who keeps him active with 6am and 6pm walks each day. He’s also a keen cyclist who has completed many Manchester to Blackpool events, raising thousands of pounds for charity in the process.

Michaela Green

Pension & Investment Team Manager

Michaela has worked in the Financial Services industry since 2007 and has been with Entire FS since the very beginning. She has spent the majority of her career working alongside IFAs which has prepared her for the role of managing our Pension & Investment Team.

She has a significant level of experience in the Wealth Management sector and also has a number of industry qualifications with the Chartered Insurance Institute including the Certificate in Life and Pensions, Mortgage Advice (Cert CII MP), Equity Release (Cert CII ER) along with RO1 Regulation and Ethics and RO5 Financial Protection.

Outside of work Michaela enjoys being outdoors as much as possible so spends lots of time in her garden and travelling to new places in the UK and abroad.

Vicky Lewtas

Mortgage & Protection Adviser

With over 30 years experience in financial services, and the intermediary market place Vicky is fully CeMap qualified and advises clients on both mortgages and protection.

Having started in Estate Agents in 1986 as a mortgage and financial adviser, Vicky progressed to work for 20 years within retail banking, as a mortgage underwriter, business development manager, protection manager and managing mortgage advisers. This background has enabled Vicky to share her vast knowledge and understanding of mortgage lenders and protection providers with clients, making their journey to purchase and stay in their home easier.

Vicky has also worked for lenders who specialise in Buy To Let mortgages which adds to her experience across the mortgage range.

Outside of work Vicky keeps fit running, cycling and playing badminton, She enjoys cooking and entertaining friends and family. Vicky is currently studying for her equity release exams.

Eve Whiteman

Independent Financial Adviser

Eve started out in the pension and investment industry in 1999 as a graduate trainee technician for a pension provider and joined Entire FS as an Independent Financial Adviser 2016. Her strong breadth of technical knowledge combined with her industry experience means that she is ideally placed to advise our clients on all aspects of financial planning.

Eve holds the Advanced Financial Planning Certificate and is working towards Chartered status. The Investment Management Certificate is another string to Eve’s bow of qualifications making her a valuable member of the Entire FS investment committee.

In her spare time between ferrying children to football and rugby matches, Eve enjoys ballet dancing, hiking, running and cycling.

Dave Watson

Independent Financial Adviser

Dave has over 20 years’ experience working in financial services, most recently in business development roles. His drive and focus, coupled with a desire to help clients achieve their goals, means he is well placed to help his clients achieve financial security. Dave is a strong advocate for the potential of financial planning to help change lives for the better.

Dave is qualified as an adviser through the London Institute of Banking and Finance. He also holds a mortgage qualification (CeMap) and a degree in Mathematics.

When he’s not helping his clients achieve peace of mind, Dave is a keen golfer with a handicap of 12. He is also a proud parent to Harvey and enjoys active weekends, taking Harvey to football and walking his Jack Russell, Murphy.

Lee Andrews

Mortgage & Protection Adviser

Lee has joined Entire FS as a Mortgage & Protection Adviser and brings with him wealth of experience. After a career in the armed forces, Lee set up his own Estate Agency business back in 2011 and gained a vast and detailed knowledge of the property market. Moving into financial services in 2018 Lee quickly became a specialist in all aspects of mortgages and protection advice.

Outside of work Lee enjoys spending time with his family and two dogs. He is a keen caravaner and loves all forms of water sports.

Ruairi Quinn

Mortgage Adviser

Ruairi has spent the last 9 years working in finance, accountancy recruitment and more recently since 2020 as a Mortgage Adviser. He now joins our team of Mortgage Advisers bringing with him an array of knowledge and skills.

Outside of work he is a big football fan. Ruairi supports Arsenal and plays football for his local team on a Saturday. When not footballing in someway, he likes to get out and about eating and drinking in and around Manchester.

Melissa Cowgill

Mortgage & Protection Case Manager

Melissa is a Mortgage Administrator at Entire FS, who joined the team in September 2021.

She began her career in the finance industry in 2020, working with an independent financial adviser specialising in pensions and investments as an administrator.

Melissa then progressed into the client care team, working with clients to resolve any issues and enquiries involving their finances.

She is looking forward to expanding her knowledge of the mortgage industry in her role at Entire FS.

Outside of work, Melissa enjoys socialising with friends for brunch and cocktails, walking her dog Ole and travelling to new places.

Lewis Armstrong

Mortgage & Protection Case Manager

Having spent 8 years in various Estate Agency roles from Negotiator to Sales Valuer, Lewis moved across to the world of mortgages three years’ ago as a Case Manager. He is now looking to continue his development here at Entire FS.
Lewis is very busy in his spare time. Europe – (almost) completed it! He has travelled to over 70% of Europe and is known for spontaneous short flights just for a random day out. He is a season ticket holder at Manchester United, and enjoys following Salford Reds Rugby League, and Lancashire CCC.
As well as this and enjoying meals out with his partner and family, for more vigorous pastimes he coaches his own under 12's football team on a Saturday and likes to hike at the weekend with his Romanian rescue collie, Stella.

Andrew Ford

Senior Pension & Investment Administrator

Andrew has brought with him 20 years plus of experience in the Financial Services industry, having worked in numerous roles across Administration, Paraplanning and Advising. In the process he has collected many skills and also has gained a Diploma in Financial Planning.

A season ticket holder at Manchester United, when out of work he loves going to Old Trafford, watching cricket or socialising with friends and family.

Anthony Shenton

Pension & Investment Administrator

Anthony is one of our Pension & Investment Administrators.

His career in Financial Services began as a Client Services Administrator with AJ Bell in 2017, and he has also worked for Pension Help as Adviser Support prior to joining Entire FS.

An avid Manchester City fan, he has a season ticket and follows them away from home and across Europe. When not galivanting around in support of his team, he also plays for his local football team and enjoys socialising with friends.

If not already fit enough from playing football, Anthony has run multiple half marathons and is looking to complete a marathon in the future.

Dee Bradley

Pension & Investment Administrator

Dee has joined Entire FS bringing with her many years in the industry with experience across numerous roles.

Having spent 35 years with the Cooperative bank in positions within the Debt Management and Complaints teams, she then ventured into the world of Pension & Investments with 3 years at St James’ Place as a Pension & Investment Administrator.

Somewhat of a socialite, Dee loves holidays and dining out with family & friends, and her usual annual holiday with the girls! Keeping this trend up she loves days out with her Daughter, usually including a shopping trip, and watches Manchester City with her son where she becomes protective over her favourite Phil Foden!

Georgia Webberley

Pension & Investment Administrator

Say hi to Georgia!

Having started working in Financial Services in 2021 where she became heavily involved in Protection & Investments, Georgia has joined us as a Pension & Investment Administrator after relocating from Essex.

Outside of work, Georgia loves to get away on holiday and to go out for dinner with her friends and family. She also has a fondness to shop – especially for Jewellery!

Julie Nickson


Julie studied Industrial Technology and Management at Bradford University before embarking on a career in sales and sales support. She has been supporting mortgage advisers since 2009, negotiating on clients’ behalf to get their mortgages completed faster. Julie also manages her own buy-to-let property portfolio and is a director of two property management companies.

In her spare time, Julie is Vice President of her local Scout group, as well as supporting various other charitable concerns. She also enjoys socialising, travelling and walking her dog Oscar.