The impulse to protect our loved ones is one of the most basic instincts a person can have. Yet the fact remains that many people don’t take out sufficient insurance to protect themselves and their family should something happen to prevent them from being able to work. And if the main breadwinner in a household...
The popularity of investing in property to fund retirement remains prevalent, in spite of the government’s attempts to make buy-to-let less and less attractive. But is buy-to-let investment really a viable alternative to a pension pot, for example? A recent study has investigated the numbers behind each option. The research looked at how £100,000 would...
Research from the Institute of Fiscal Studies (IFS) surrounding wealth in the UK has been making headlines in recent months. The study has found that people born during the 1980s are now half as wealthy as those born in the 1970s were at the same stage in their lives. This makes children born during the...
Hi Eve, let’s start with work; what does a ‘normal’ day constitute for you? Initially looking at market news and industry developments then a mixture of client meetings, paperwork and following up on phone calls and emails. When you were a child, what job did you want to do? I loved the TV programme LA...
Jeff Lewtas and Glyn Bottomley had been working alongside each other since 2011, Jeff as a pensions and investments specialist and Glyn as a mortgage adviser when, in 2014, they decided to join forces to offer a complete financial planning service … and Entire FS was created. In the early days, it was just Jeff...
1 – How long will my money have to last? We now tend to live longer. An average 65 year old in good health is expected to live for another 24 years and one in four people could now live to see their 95th birthday. Our retirement savings are going to have to last us...
More than one million pensioner households in the UK now have total wealth of more than £1m according to analysis by Prudential of the latest ONS data for 2010-2012. The analysis shows that the number of millionaire pensioner households has soared by 69% compared with 2006-2008 when the number stood at just over 636,000. This...
Millions of over-55s are failing to include their family in important decisions about their retirement income with potentially devastating consequences. The Spring 2014 edition of Aviva’s Real Retirement Report explores the views of those from three distinctive stages of retirement – pre-retiree (aged 55-64 years), retiring (aged 65-74 years) and long-term retired (aged over-75 years)....
Demand for new homes fell in July 2014, the first monthly decline since January 2013, while the supply of new properties coming onto the market increased for the second consecutive month, according to the Royal Institute of Chartered surveyors (RICS). As a result of the rebalancing in demand and supply, house price growth across the...
Many working age people in the UK could secure a financially comfortable retirement by making some small changes to their saving habits, according to new research published by the Department for Work and Pensions (DWP). While government action to transform British pensions has brought about radical improvements to the retirement prospects of future pensioners, millions...
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